Introduce to us…

FINANCE FOR APPLICANTS

Applicant qualification: We will ensure that every applicant you take to a property is vetted and fully understands their financial position.

Offer checking: Our offer checking service ensures purchasers have realistic expectations of both the loan they are looking to take, and the timescales in which a loan is likely to be concluded.

AIP: Any applicant referred to us will have the option of having a bespoke Agreement in Principal and associated certificate put in place. This gives them and our agents the comfort and security that, should an offer be made, the finance will be a formality to approve.

ADVICE AND GUIDANCE FOR DEVELOPERS

Land, planning and construction: We have a team of specialists on hand to arrange loans for every scenario, from speculative land purchases and land with planning, to permitted development buildings and full construction.

Consultancy and Advisory: Many of our clients use our expertise, formally or informally, to tweak their schemes to optimise the mortgagability of the completed units. Whether it be considerations for ground floor commercial units, unit sizes and mixes, ground rents, intended purchaser profiles or other, our team can provide the insight needed to ensure there are no stones left unturned when a scheme comes to sell.

Selling your project: It’s all about the timing when it comes to the sales phase. We will give you sensible options to extend your construction finance, allowing the sale of your schemes to take place over a reasonable and realistic timeframe.

Completed product: Increasingly, we help our clients with long-term hold solutions. These products provide investment facilities that allow not only the holding of the asset but the generation of positive cash flow too.

Customer service: We have specialists in all areas of new homes financing to ensure timely transactions. Whether the purchaser profile is first-time buyers, international investors or portfolio landlords, we have a team experienced and ready to support them.

Client service: We work with developers to manage the lender exposure limits within a scheme (this is either based on a proportion of the total number of units or a defined number of units). Providing weekly updates as a scheme nears practical completion, we see potential issues in advance, and will work with you to ensure the best outcome for you and your customers.

WORKING TOGETHER

Industry professionals: Lawyers, Tax Advisors, Accountants and Architects all provide important advice, some of which can impact the lending available. Our experienced advisors work alongside all types of property professionals to ensure the most appropriate solution for our clients and customers.

Short on time: Increasingly we are being asked to step in and provide emergency financing for purchasers who have been let down by their first and second choice lending options. We have access to a myriad of quick and market-leading solutions that enable us to plug this gap.